The Focus Unoccupied Property Campaign
Unoccupied Property Campaign

It’s time for another Campaign here at Focus, and this Autumn we’re showcasing our excellent Unoccupied Property Facility, designed to help you with even the most difficult to place risks.

Focus has a bespoke Binder Facility for Unoccupied Property business with Ergo Insurance UK, part of the Munich Re Group.

The Facility includes:

  • A complete range of Cover options, including Full Perils, Full Perils with Selected Inner Limits, and FLEA Perils.

  • The option to select from a range of Policy periods (3 months, 6 months or 12 months).

  • Pro-rata refunds with the 12-month Policy option, subject to a minimum 25% TOR charge.

  • £2m Property Owners Liability LOI as standard, with the option to increase this to £5m. 

  • No minimum premium.

  • Specifically caters for difficult-to-place properties, e.g. Public Houses, Care Homes and Leisure Centres.

  • An excellent Claims Service provided by Ergo working in conjunction with our own dedicated Claims Manager.

Focus Underwriters have full authority to provide quotes up to £3m Buildings Sum Insured and are able to refer to Ergo upon request of a higher limit. Focus also provide a same-day quote service and can issue Policy documents.

As well as all of the above benefits, you’ll be able to enjoy 2.5% extra commission on premiums over £500 until 16th November 2018.

We’ll also be running a prize draw for the duration of the Campaign. For every quote issued, your name will be put into a hat for the chance to win a wonderful Champagne & Chocolate Gift Box from Fortnum and Mason!

So, for any Unoccupied Property quote, look no further than Focus. We can turn your quote around quickly and we’re always happy to talk. Contact us on 0345 345 0777 or send us an email at

We look forward to hearing from you.