Public and Employer’s liability is an important cover for businesses, protecting their position in the event of an unfortunate incident. Employers liability is compulsory by statute. Liability insurance can be arranged as a primary cover or, as an excess of loss liability cover over and above the primary limit of indemnity to obtain a higher limit of indemnity. Focus has the ability to arrange both primary and excess of loss liability insurance competitively.

BENEFITS

• Statement of fact basis – no proposal form required
• Wide policy and tailor-made wordings

CORE COVER

• Employers Liability £10m
• Public/Products Liability

ADDITIONAL COVERS

• Professional Indemnity

TARGET BUSINESS

• All businesses that employee staff directly, indirectly or on a sub-contract basis