Excess of Loss Campaign


Focus Excess of Loss Campaign


One of the major implications of the Odgen decision relates to the adequacy of Limits of Indemnity for Casualty risks. An Increasing number of contracts are stating that the previously accepted limits of indemnity are no longer acceptable. For example; £10,000,000 for Employers Liability, £5,000,000 for Public/Products Liability are not hitting the mark going forward.

How Focus can help

At Focus, we have significant experience, appetite and capacity for Excess of Loss business and now have 3 bespoke facilities with CNA, Zurich and AIG, which enables us to find the right market for your clients. We offer a range of premiums relating to the Excess of Loss Insurance. Minimum premiums start from £400 for most contracting trades and £750 for Roofers and Scaffolders. Rates of premiums may change based on the client’s trade. We also consider limits above £20m on a case by case basis.

We are delighted to announce that with immediate effect every new business quotation and renewal invitation letter will come with an indicative excess layer quotation.

To read more about our Excess of Loss facility go to our product pages that give full details about these products.

We are always happy to talk, so get in touch today to discuss new or existing business. Call: 0345 345 0777 Email: sales@focus-insurance.com