Focus has created a CAR Product in partnership with HSB (part of the Munich Re Group). While this Product mainly quotes annual policies, it can also accommodate single contracts if required.

BENEFITS

• Flexible excesses (minimum £500)
• Statement of Fact basis – no proposal form required
• Turnovers up to £10m

CORE COVER

• Contract Works up to £2.5m any one contract
• Contract period of 12 months (although we can quote 24 months)

ADDITIONAL COVERS

• Own Plant up to £500,000
• Hired-in Plant up to £500,000
• Employees Tools & Personal Effects

STANDALONE PRODUCT (Annual Policy)

• Contractors Plant & Equipment
• Hired-in Plant
• Employees Tools & Personal Effects

TARGET BUSINESS

• Demolition Contractors
• Roofing Contractors
• Groundwork Contractors
• Landscaping Contractors
• Structural Steelworkers & Fabricators
• Cladding Contractors
• General Builders
• Mechanical Engineers
• Internal Subcontracting Trades