Increasingly, businesses are exposed to defending themselves legally in circumstances that cannot necessarily be foreseen. Legal advice can be very expensive depending on the complexity of the matter involved.
Legal Expenses is an important business insurance, and we can only recommend that all Brokers consider this type of insurance for their clients.
BENEFITS
- Statement of Fact basis – no proposal form required
- Competitive premiums
- Basic sum insured
CORE COVER
- Employment disputes, compensation awards and restrictive covenants: defending your legal rights in staffing matters
- Tax investigations and VAT disputes: defending your business’s position in aspect and full enquiries by HM Revenue & Customs, including IR35 and in appeals arising from VAT assessments
- Property protection: pursuing damage, nuisance, trespass or recovery claims for property
- Legal defence: cover in the case of health and safety breaches and criminal prosecutions including motor-related incidents
- Compliance and regulation: defending compliance for statutory licences and regulation issues
- Crisis communications: damage control and reputation management if facing negative PR
- Employees’ extra protection and identity theft protection: defending individual employees against allegations of unlawful discrimination, plus representation for directors and partners who fall foul of identity theft
- Contract and debt recovery: pursuing or defending your rights over the supply of goods and services or for debt recovery actions
ADDITIONAL COVERS
- Policies can be tailor-made to suit your client’s individual needs
TARGET BUSINESS
- All Commercial businesses
Building and Allied Trades
Construction Combined Liability
Contractors All Risks
Contractors All Risks – Single Contract
Contractors All Risks – Standalone Product
Contractors Combined Liability
Contractors Excess Loss
Contractors Liability
Contractors Premises Property Damage
Design & Construct PI
Excess Loss PL/Products & EL
Group Personal Accident
Hazardous Location Liability
Higher Risk Liability
JCT 6.5.1
Larger Contractors Combined
Latent Defects
Legal Expenses
Performance Bonds
Site Safety Assessment Tool
Smaller Contractors Combined