Latent Defects (Structural Warranty) is a form of security provided by Property Developers as a building warranty. The warranty insures the owner against certain structural defects, which can often be costly for a new homeowner or future property owner to rectify. A typical warranty period is usually between 10 and 12 years.
BENEFITS
Focus works with a Warranty Partner to source Latent Defects (Structural Warranty) cover in this specialist marketplace. This ensures we can help our Brokers to provide their clients with the warranty that best suits their needs. Please note that underwriters are unable to quote where work has already started.
Quotes can be turned around quickly (usually within 72 hours). To apply for a quotation, click on the button at the top of the page to download our Warranty Partner Proposal Form for your client to complete. When you’re ready, you can return it to andrewmiller@focus-insurance.com. together with the required documents listed below in the ‘Quotation Requirements’ section.
CORE COVER
Structural Warranties – a range of covers depending on the type of premises requiring warranty.
TARGET BUSINESS
- New Homes Development
- Commercial Development
- Social Housing Development
- Private Rental Development
- Mixed Development
QUOTATION REQUIREMENTS |
Building and Allied Trades
Construction Combined Liability
Contractors All Risks
Contractors All Risks – Single Contract
Contractors All Risks – Standalone Product
Contractors Combined Liability
Contractors Excess Loss
Contractors Liability
Contractors Premises Property Damage
Design & Construct PI
Excess Loss PL/Products & EL
Group Personal Accident
Hazardous Location Liability
Higher Risk Liability
JCT 6.5.1
Larger Contractors Combined
Latent Defects
Legal Expenses
Performance Bonds
Site Safety Assessment Tool
Smaller Contractors Combined