Latent Defects (Structural Warranty)

Latent Defects (Structural Warranty) is a form of security provided by Property Developers as a building warranty. The warranty insures the owner against certain structural defects, which can often be costly for a new homeowner or future property owner to rectify. A typical warranty period is usually between 10 and 12 years. 

BENEFITS

Focus works with a Warranty Partner to source Latent Defects (Structural Warranty) cover in this specialist marketplace. This ensures we can help our Brokers to provide their clients with the warranty that best suits their needs. Please note that underwriters are unable to quote where work has already started.

Quotes can be turned around quickly (usually within 72 hours). To apply for a quotation, click on the button at the top of the page to download our Warranty Partner Proposal Form for your client to complete. When you’re ready, you can return it to andrewmiller@focus-insurance.com. together with the required documents listed below in the ‘Quotation Requirements’ section.

CORE COVER

Structural Warranties – a range of covers depending on the type of premises requiring warranty.

TARGET BUSINESS

• New Homes Development
• Commercial Development
• Social Housing Development
• Private Rental Development
• Mixed Development

 

QUOTATION REQUIREMENTS

Close Please complete the proposal form fully, sign and return together with the following documents: Plan of proposed works Elevations Ground Investigation Report If there is an existing structure, we will also require a Structural Report Once you have fully completed the proposal form, please send this to Andrew Miller at Focus along with all the relevant documents required. In normal circumstances, we will usually be able to provide you with an indication of your premium within 72 hours. Should you require further assistance, please contact Andrew Miller via phone (0345 345 0078) or via email at andrewmiller@focus-insurance.com and he will be delighted to help.

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