Focus can quote certain Trades perceived as higher risk, which you may be having difficulty in placing.
Should your desired Trade not be shown in the Target Business section below, please do feel free to give us a call to discuss details of the risk for which you require a quotation. For instance, we can quote for bona-fide subcontractors (BFSC)-led risks, which are considered as higher risk in some markets.
BENEFITS
- Most higher-risk Trades considered
- Legal Expenses included
- Signed Statement of Fact basis
- Site Safety Assessment Tool
- Wide policy wording, often with no height or depth limits
CORE COVER
- Employers Liability £10m
- Public Liability £5m
ADDITIONAL COVERS
Please note that these are quoted separately.
- Contractors All Risks (Standalone Policy)
- Excess of Loss Employers Liability up to £20m
- Excess of Loss Public Liability up to £20m
TARGET BUSINESS
- Civil Engineering
- Diamond Drilling
- Groundworkers / Drainage
- Green zone rail work
- Quarrying
- Heating, Ventilation, Air Conditioning (HVAC) & Refrigeration Engineers
- Cladding / curtain walling
- Concrete
- Landscape Gardeners
- Lift Engineers
- Plumbing
- Property Developers
- Steel Erectors
- Window Cleaning
- Welding & Fabrication
Building and Allied Trades
Construction Combined Liability
Contractors All Risks
Contractors All Risks – Single Contract
Contractors All Risks – Standalone Product
Contractors Combined Liability
Contractors Excess Loss
Contractors Liability
Contractors Premises Property Damage
Design & Construct PI
Excess Loss PL/Products & EL
Group Personal Accident
Hazardous Location Liability
Higher Risk Liability
JCT 6.5.1
Latent Defects
Legal Expenses
Performance Bonds
Site Safety Assessment Tool
Smaller Contractors Combined