Focus know that businesses are keener than ever to get quality insurance cover for the best possible premium. We are committed to helping brokers help their clients do just that. Premium levels are, of course, significantly affected by a client’s claim record. The level and type of claims within the construction industry mean this is particularly relevant.
At Focus we believe that we have a responsibility to help brokers to help their clients to manage risk and so keep future premiums and policy terms down. We have developed an online self-assessment tool with our risk management partners – Cardinus – to do just that.
This tool provides your clients with the ability to self-assess their site risk management. Once assessed, Cardinus can provide consultancy services and professional guidance.
- Available for construction broker clients as stand-alone product
- Construction firms who buy Liberty, Novae or Zurich policies through Focus enjoy access to the self-assessment tool
- Online self-assessment system to check working practices
- Ability to upgrade to full risk management
- Advice by professional risk managers
- Site visits giving on-going information for business
- Available to all construction trades
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The Focus online health & safety programme
The cost of resources and consultants to identify and manage health & safety obligations can be high. To help firms manage the impact of ever changing health & safety regulations within the construction sector, Focus has partnered with Cardinus to develop a unique online risk and safety audit.
The Construction Safety Risk Audit is an online management solution that provides a rapid assessment of a firm’s compliance with safety law and best practice across all key activities of the company.
Each key risk element is scored and the user gets an instant report benchmarking how well they are performing. The audit also gives instant advice on how to improve on areas where the score can be improved.
All firms insured through Focus can access the programme. Firms with a Liberty, Novae or Zurich policy through Focus will be provided with access for FREE. Firms with other types of Focus cover can access the programme for £100 per year. Users have unlimited usage within the policy year, enabling firms to focus their resources on the areas that need attention.
How does it work?
The web address along with the username and password is provided by Focus to the broker with the policy documents to give to the client. Full support is available to help set up the online risk audit management system and to help manage any ongoing identified key risks.
Who are Cardinus?
Cardinus provides innovative risk management solutions. They work with many of the world’s largest organisations to produce and deliver products to help firms to meet regulatory requirements, reduce injuries and injury-related costs and improve current programmes.
They aim to help to protect employees, property, the public and the environment. Cardinus products and services help companies achieve the best practice compliance required by legislation. All Cardinus safety e-learning is endorsed by the International Institute of Risk and Safety Management.
Building and Allied Trades
Construction Combined Liability
Contractors All Risks
Contractors All Risks – Single Contract
Contractors All Risks – Standalone Product
Contractors Combined Liability
Contractors Excess Loss
Contractors Premises Property Damage
Design & Construct PI
Excess Loss PL/Products & EL
Group Personal Accident
Hazardous Location Liability
Higher Risk Liability
Larger Contractors Combined
Site Safety Assessment Tool
Smaller Contractors Combined