Group Personal Accident


Group Personal Accident

Group Personal Accident Insurance provides financial protection following bodily injury as a result of an accident.


  • Occupational Accident Insurance
  • Statement of Fact basis – no proposal form required


  • Lump sum payable if within two years, as the result of bodily injury following an accident, an insured person dies or is left permanently totally disabled
  • Death benefit
  • Loss of two or more limbs, both eyes or one of each
  • Loss of one limb or eye, permanent or total loss of speech, or total loss of hearing
  • Permanent total disablement from any occupation
  • Fracture to pelvis, femur, skull or spine
  • Fracture to any other bone other than tarsals, metatarsals, carpals, metacarpals or phalanges.
  • Accident medical expenses
  • Funeral expenses
  • Personal hospitalisation


  • Groups of three or more insured persons
  • Cover only available for PAYE employees