Group Personal Accident
Group Personal Accident Insurance provides financial protection following bodily injury as a result of an accident.
BENEFITS
- Occupational Accident Insurance
- Statement of Fact basis – no proposal form required
CORE COVER
- Lump sum payable if within two years, as the result of bodily injury following an accident, an insured person dies or is left permanently totally disabled
- Death benefit
- Loss of two or more limbs, both eyes or one of each
- Loss of one limb or eye, permanent or total loss of speech, or total loss of hearing
- Permanent total disablement from any occupation
- Fracture to pelvis, femur, skull or spine
- Fracture to any other bone other than tarsals, metatarsals, carpals, metacarpals or phalanges.
- Accident medical expenses
- Funeral expenses
- Personal hospitalisation
TARGET BUSINESS
- Groups of three or more insured persons
- Cover only available for PAYE employees
Products
Building and Allied Trades
Construction Combined Liability
Contractors All Risks
Contractors All Risks – Single Contract
Contractors All Risks – Standalone Product
Contractors Combined Liability
Contractors Excess Loss
Contractors Liability
Contractors Premises Property Damage
Design & Construct PI
Excess Loss PL/Products & EL
Group Personal Accident
Hazardous Location Liability
Higher Risk Liability
JCT 6.5.1
Latent Defects
Legal Expenses
Performance Bonds
Site Safety Assessment Tool
Smaller Contractors Combined