Contractors Premises Property Damage
DELEGATED AUTHORITY PRODUCT

CLAIMS

Contractors Premises Property Damage

Specialist Product for Contractors Premises Material Damage, with premiums starting from £500 + IPT.

BENEFITS

  • Statement of Fact basis – no proposal form required
  • Low policy excess from £250

CORE COVER

  • Business Contents including Fixtures, Fittings & Stock
  • Business Interruption
  • Glass & Money
  • Personal Accident (Assault)

ADDITIONAL COVERS AVAILABLE

  • Business Buildings
  • Computer Software & Systems Records
  • Goods in Transit
  • NIG Risk Assessment (Health & Safety Tool)
  • Terrorism
  • Legal Expenses

TARGET BUSINESS

  • Contractors Own Premises
  • Blind & Curtain Installation
  • Bricklayers
  • Builders
  • Carpenters and Joiners (Stores/offices only)
  • Carpet and Linoleum Fitters
  • Cleaning Contractors
  • Decorators
  • Double Glazing Contractors
  • Drain Cleaning (domestic only)
  • Electrical Contractors
  • Fencing Contractors
  • Fitted Kitchen & Bedroom Installers
  • Flooring Contractors (other than carpets and linoleum)– excluding use of flammable adhesives and hazardous chemicals
  • Locksmiths
  • Plasterers
  • Shopfitters, Ceiling and Partition Erectors
  • Tiling Contractors – excluding use of flammable adhesives and hazardous chemicals
  • Window & Door Installation
  • UPVC Contractors