Our Contractors Liability facility provides wide bespoke contracting cover with flexible wordings. Focus has worked hand-in-hand with global insurer Zurich to provide this facility since 2004. Over the years, we have added a number of special benefits to tailor this product to our brokers’ requirements, resulting in a unique cover that is not always available elsewhere in the marketplace.

BENEFITS

• Efficacy & Financial Loss (tort only £50,000) included
• Higher limits of indemnity available
• Legal Expenses including contract disputes
• No bona-fide subcontractors warranty unless otherwise outlined
• No end of year declaration unless otherwise stated
• Statement of Fact basis – no proposal form required
• 30-day contingent JCT 6.5.1. cover as standard
• Turnovers up to £10m
• Site Safety Assessment Tool

CORE COVER

• Employers Liability £10m
• Public/Products Liability £5m

ADDITIONAL COVERS

• Contract Works up £3.5m any one contract – £500 excess with no increase for Malicious Damage or Theft
• Six-month speculative build extension included
• Excess of Loss Employers Public/Products Liability

TARGET BUSINESS

• Builders
• Carpenters & joiners
• Ceiling & Partitioning Contractors
• Double Glazing Contractors
• Fencing contractors
• Painters & decorators
• Shopfitters