Contractors Liability

CLAIMS

Contractors Liability

Our (On-Site) Contractors Liability facility with Zurich provides wide and bespoke wording for Contracting Trades.

BENEFITS

  • Contractors All Risks (£500 excess with no increase for Malicious Damage or Theft)
  • Financial Loss (£250,000 tort only) & Efficacy included
  • Site Safety Assessment Tool
  • Legal Expenses including contract disputes
  • No bona-fide subcontractors condition unless otherwise outlined
  • No end of year declaration
  • Six-month speculative build extension included
  • Statement of Fact basis – no proposal form required
  • 30-day automatic JCT 6.5.1. cover as standard
  • Unlimited contract period with contract limits up to £2.5m
  • Two-year deal available subject to the policy having a Three-year loss ratio of no more than 30%
  • Buildings awaiting demolition, part exchange properties and existing structures extensions available<

CORE COVER

  • Contractors All Risks up to £2.5m
  • Employers Liability £10m
  • Public/Products Liability £5m

ADDITIONAL COVERS

  • Excess of Loss, Employers & Public/Products Liability
  • Legal Expenses

TARGET BUSINESS

  • Builders
  • Carpenters & joiners
  • Ceiling & Partitioning Contractors
  • Double glazing
  • Fencing contractors
  • Painters & decorators
  • Shopfitters