Contractors Combined Liability
Focus’ facility for Contractors Combined Liability, with security provided by our ‘A’-rated Insurer Partner, caters for a wide variety of contracting trades. Our Delegated arrangement with Tokio Marine HCC allows us to quote Bona-Fide Subcontractor (BFSC)-led risks.
BENEFITS
- Legal Expenses including contract disputes
- Most standard Construction Trades quoted
- No end-of-year declaration unless otherwise stated
- No height or depth limits
- Site Safety Assessment Tool
- Statement of Fact basis – no proposal form required
- Turnovers up to £20m (Wage Roll £5m)
- Wide Trade list
- Competitive premiums and excesses
CORE COVER
- Employers Liability £10m
- Public/Products Liability £5m (£10m for certain Trades)
ADDITIONAL COVERS
- Contractors All Risks up to £2m any one contract
- Excess of Loss Employers Liability up to £20m
- Excess of Loss Public Liability up to £20m
- Six-month speculative build
TARGET BUSINESS
- Carpenters & Joiners
- Fencing Contractors
- General Building & Contracting Trades
- Groundworkers
- Property Developers
- Refrigeration & Ventilation
- Shopfitters
Products
Building and Allied Trades
Contractors All Risks
Contractors All Risks – Single Contract
Contractors All Risks – Standalone Product
Contractors Combined Liability
Contractors Excess Loss
Contractors Liability
Contractors Premises Property Damage
Design & Construct PI
Excess Loss PL/Products & EL
Group Personal Accident
Hazardous Location Liability
JCT 6.5.1
Larger Contractors Combined
Latent Defects
Legal Expenses
Performance Bonds
Site Safety Assessment Tool