Focus’ facility for Contractors Combined Liability, with security provided by our ‘A’-rated Insurer Partner, caters for a wide variety of contracting trades.  Our Delegated arrangement with Tokio Marine HCC allows us to quote Bona-Fide Subcontractor (BFSC)-led risks. 

BENEFITS

• Legal Expenses including contract disputes
• Most standard Construction Trades quoted
• No end-of-year declaration unless otherwise stated
• No height or depth limits
• Site Safety Assessment Tool
• Statement of Fact basis – no proposal form required
• Turnovers up to £20m (Wage Roll £5m)
• Wide Trade list
• Competitive premiums and excesses

CORE COVER

• Employers Liability £10m
• Public/Products Liability £5m (£10m for certain Trades)

ADDITIONAL COVERS

• Contractors All Risks up to £2m any one contract
• Excess of Loss Employers Liability up to £20m
• Excess of Loss Public Liability up to £20m
• Six-month speculative build

TARGET BUSINESS

• Carpenters & Joiners
• Fencing Contractors
• General Building & Contracting Trades
• Groundworkers
• Property Developers
• Refrigeration & Ventilation
• Shopfitters