Construction Combined Liability


Construction Combined Liability

Our facility offers mid-range Construction Liability insurance (for turnovers up to £20m), with security provided by ‘A’-rated insurer Aspen Insurance UK Limited.

This Delegated Authority arrangement allows us to quote for many Trades, including those Trades perceived as being slightly higher risk. Furthermore, we can also quote for Bona Fide Subcontractor (BFSC)-led risks.


  • Legal Expenses (including contract disputes)
  • Policy on Declaration Basis
  • No height or depth limits
  • Site Safety Assessment Tool
  • Statement of Fact basis – no proposal form required
  • Turnovers up to £20m
  • Wide Trade list


  • Employers Liability £10m
  • Public/Products Liability up to £10m


Please note that these are quoted separately.

  • Contractors All Risks
  • Excess of Loss Employers Liability up to £20m
  • Excess of Loss Public Liability up to £20m


  • Civil Engineering
  • Diamond Drillers
  • Electricians/Electrical Contractors (including Earth Core Drilling)
  • General Building & Contracting Trades
  • Groundworkers & Drainage (including Cleaning & CCTV Inspection)
  • Heating, Ventilation, Air Conditioning (HVAC) & Refrigeration Engineers
  • Landscape Gardeners (Commercial & Domestic)
  • Loft Installation & Conversions
  • Pipe & Cable Laying
  • Property Developers (Including new builds)
  • Rope Access & Cradle Work
  • Steel Erectors
  • Welding & Fabrication