Construction Combined Liability
DELEGATED AUTHORITY PRODUCT

CLAIMS

Construction Combined Liability

Our facility offers mid-range Construction Liability insurance (for turnovers up to £20m), with security provided by ‘A’-rated insurer Aspen Insurance UK Limited. Furthermore, Focus have negotiated an open Market arrangement with Aspen for larger risks (ie over £50,000 premium) on a prior submit basis.

This Delegated Authority arrangement allows us to quote for many Trades, including those Trades perceived as being slightly higher risk. Furthermore, we can also quote for Bona Fide Subcontractor (BFSC)-led risks.

BENEFITS

  • Legal Expenses (including contract disputes)
  • Policy on Declaration Basis (unless otherwise stated)
  • No height or depth limits
  • Site Safety Assessment Tool
  • Statement of Fact basis – no proposal form required
  • Turnovers up to £20m
  • Wide Trade list

CORE COVER

  • Employers Liability £10m
  • Public/Products Liability up to £10m

ADDITIONAL COVERS

Please note that these are quoted separately.

  • Contractors All Risks
  • Excess of Loss Employers Liability up to £20m
  • Excess of Loss Public Liability up to £20m

TARGET BUSINESS

  • Agricultural Contractors
  • CCTV Drainage Inspection Engineers to 5m
  • Concrete Repairers/Pourers
  • Cradle Contractors
  • General Building & Contracting Trades
  • Groundworkers
  • Highway Maintenance Contractors
  • Quarrying
  • Paving Contractors
  • Refrigeration & Ventilation
  • Rope Access
  • Steel Erectors
  • Steel/Metal Cladding