Property Owners –
Residential Only


Property Owners – Residential Only
As well as offering a new market for occupied residential properties, this Product, with security provided by our Insurer Partner Watford Insurance, also dovetails with our existing Unoccupied Property Product, allowing our Broker Partners to seamlessly continue to insure empty properties with Focus once they have become tenanted again.


  • All UK risks considered including Northern Ireland,Channel Islands and Isle of Man
  • Residential properties of all types: houses, blocks of up to 12 flats, individual flats
  • Flexible underwriting with ‘A’ rated insurer
  • Full Perils standard cover with option to add Accidental Damage for buildings
  • Malicious damage by tenant and loss of keys extensions available (depending on occupation type)
  • Same day quotations and documentation

Core Cover

  • Buildings
  • Property Owners Liability £5m

Additional Covers

  • Cover for accidents to domestic staff

Target Business

  • This product caters for most types of residential properties