It’s the beginning of a New Year and this month I would like to highlight our long-standing Contractors Combined product.

Capacity has been provided by Zurich since 2004, with special benefits added since then to tailor this product to our brokers’ requirements.

The policy can be written for EL £10m limit of indemnity and PL £5m limit of indemnity; it can also include CAR with limits up to £3.5m any one contract.

We believe the benefits of this product are second to none and include:

• Six-month speculative build extension included
• 18 months maintenance/defects period
• Unlimited contract period for contract works
• No end of year declaration unless otherwise stated
• No height / depth limits unless otherwise stated
• No bona-fide subcontractors warranty unless otherwise stated
• 30-day contingent JCT 6.5.1. cover as standard
• Statement of Fact basis – no proposal form required
• Legal Expenses including contract disputes
• Site Safety Assessment Tool

You can find out more about this Delegated Authority Product on our website at www.focus-insurance.com/construction-contractors-liability/.

I look forward to receiving your enquiries regarding this or any of our other Delegated Products, which can be viewed at www.focus-insurance.com/delegated-authorities/