Larger Contractors Combined


This facility has Lloyds Security and benefits from A+ rating by Standard & Poors.

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Professional Indemnity


We have chosen insurers and underwriters to work with for general Professional Indemnity who write or are able to quote competitively for most Professional Indemnity risks...

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Design & Construct -
Professional Indemnity

Professional Indemnity is more sought after in the construction industry these days and it is important to be sure that your clients have the right product, at the right terms for the right premium...

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Managing Risk

We know that in the current economic climate, clients are keener than ever to get the cover they need for the best possible premium. We are committed to helping brokers help their client do just this.

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Performance Bonds

We can source construction performance bonds for your clients. We have access to a comprehensive marketplace to ensure we can help brokers provide their clients with the contract that suits their needs.

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Contractors Liability

Our contractors combined scheme, underwritten with Zurich, provides wide, bespoke contracting cover with very flexible wording - and underwriters who are keen to help.

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High Risk Liability

Underwritten by specially selected quality insurers, this caters for most high risk contracting trades.

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Contractors All Risks

Underwritten by Zurich, this offers excellent security with extensive, uniquely tailored wording. This can be standalone or with liability.

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Building and Allied Trades

Perhaps it’s because we’re known for our construction expertise that our ‘other products’ can get overlooked!

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Hazardous Location Liability

Underwritten with Novae, this is ideal if your client works at hazardous locations.

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Excess Layer Employers,
Products & Public Liability

Underwritten by market-leading insurers including Novae, ACE and AIG, it is available for construction and general businesses and there are very few excluded trades. We are prepared to discuss any risk.

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Legal Expenses

We understand the value of specialists. That's why, for the past ten years, we have partnered with Abbey Legal Protection - specialists in their field. Abbey's product is honest, wide in coverage and written in plain english.

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Non-Standard Trade

Underwritten with Novae this caters for unusual and non-standard risks. Primary public, product and employers liability and excess covers.

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Welcome to Focus

One of the UK's leading specialist construction underwriters

Why brokers choose Focus...
  • operate a limited agency base
  • wide range of unique schemes tailored to the needs of construction firms
  • policy wordings among most extensive in the industry
  • trading since 1998
  • detailed knowledge of the construction industry
  • carefully selected insurer partners
  • we like our partner brokers to talk to us

Our products

Schemes for construction

Contractors Liability
High Risk Liability
Contractors All Risks
Building and Allied Trades
Hazardous Location Liability
Larger Contractors Combined
Excess of Loss
Legal Expenses
Performance Bonds
Design & Construct -
Professional Indemnity
Health & Safety

Schemes for other markets

Commercial Combined
Non-Standard Trade
Excess of Loss
Legal Expenses
Professional Indemnity -
all classes

Latest news

26th September 2014

Targeted site inspections

The HSE (Health & Safety Executive) has announced that Inspectors will, between 22 September and 17 October, carry out unannounced visits to sites where refurbishment projects or repair works are underway....

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Focus is a trading name of BJP Insurance Brokers Ltd, who is authorised and regulated by the Financial Conduct Authority
FCA company reference number 305506,